If you need help with a claim, you need someone who understands not only what you went through, but what you’re going through. CSP&T helped many policyholders collect millions of dollars in disputed claims after Hurricane Katrina. Our attorneys ferociously demanded accountability and insisted insurers hold true to their promises. Since then, insurance companies have tightened their grip on the claims process even harder, using technicalities to refuse valid claims.
At CSP&T, we understand that your losses and your claim are personal, and should be processed and paid as quickly as possible to provide you with the resources you need to get your life and business back on track.
If you live in an area prone to hurricanes or tropical storms, chances are you have been prudent and have an insurance policy for your home or business to cover storm damages. Most policies cover damage to the main dwelling, other structures and your personal property. In addition, policies usually provide additional living expenses and/or loss of earnings incurred if your property is not habitable or useable.
The “gotcha” is that while many of these policies cover wind damage, they exclude and deny claims for flood damage. And since the damage from major storms is usually caused by flooding, insurance companies will look for any opportunity to rule out wind damage and deny a claim. We saw this again and again after Hurricane Katrina.
Make extensive plans and preparations to secure your property to minimize damage.
GATHER ALL NECESSARY DOCUMENTS
IF DAMAGE OCCURS
Insurance claim lawyers help you determine that you actually do have a case. Many times, business and property owners believe they are covered for damages when in fact they are not. At Cossich, Sumich, Parsiola & Taylor, we can help you down the difficult road to recovery and navigate you through the complicated insurance process following a natural disaster.